The Fastest Way
to Your New Home
Pre-qualification by Western Capital Lending will help you determine the amount of mortgage you can afford. We can help speed up the home buying process!
Don’t Miss
Your Perfect House!
Forget about tons of paperwork and lists of unknown words! We can help to handle every issue you’re facing on your way!
Make Your Dreams
Come True
Your family deserves the most comfortable house to live in. We help people to start a new life in a new place!

Today’s Mortgage Rates

Fixed Rates based on 740 Credit Score, 80% LTV. On approved credit. Your actual rate could be higher. Primary Residence. Rates are subject to change.

Contact Western Capital Lending to get an Official Loan Estimate.

Our rates make the difference. Get started today in only 9 minutes!

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Find Loan Products We Offer

Jumbo Loans
Another name for a jumbo mortgage is a non-conforming mortgage. This is a loan a lender makes you that doesn’t…
VA Loans
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide…
Conventional Loans
Conventional loans are growing in popularity thanks to low rates and increasingly flexible guidelines.
FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage…

Rhett Johnston – Loan Officer

Conventional, FHA, VA and Jumbo mortgage lending in Phoenix, Arizona

Welcome to the official site of Western Capital Lending. We are a local, full-service mortgage company based in Arizona. We specialize in a low cost mortgage solution that benefits today’s home buyer.

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

By doing our work on the highest level we not just provide people with places to live, but also ensure families with their own home where they can raise their children and make their dreams come true.

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Fast & Easy Application Process

Choose Loan Amount
It is recommended to look for homes that cost no more than three to five times their annual household income.
Get Your Loan Approved
Get all of the paperwork required to complete the purchase, including your loan documents.
Get Your Cash for New Home Purchase
Once all previous steps are done, you are ready to get funds and move into your new home soon!