We've been helping customers afford the home of their dreams for many years and we love what we do.
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What is a Jumbo loan?
Another name for a jumbo mortgage is a non-conforming mortgage. This is a loan a lender makes you that doesn’t “conform” to the guidelines of Fannie Mae and Freddie Mac. Created by Congress in 1938 and 1970 respectively, Fannie Mae and Freddie Mac provide stability and affordability to the mortgage market by buying “conforming” mortgages from lenders, which gives lenders liquidity to make more mortgages.
Fannie Mae and Freddie Mac only buy mortgages meeting their guidelines for down payment, credit score, post-closing reserves, and loan amount.
Loans greater than these limits are usually called jumbo mortgages, but can also be called non-conforming mortgages.
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Why People Choose Us
We’ve been helping customers afford the home of their dreams for many years and we love what we do.
Our mission is to serve our customers with honesty, integrity and competence.
Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MORTGAGES MADE SIMPLE
Our expertise is the difference
Questions? We'll Put You On A Right Path!
Contact Western Capital Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.