Jumbo Loans

We've been helping customers afford the home of their dreams for many years and we love what we do.

type of service

What is a Jumbo loan?

Another name for a jumbo mortgage is a non-conforming mortgage. This is a loan a lender makes you that doesn’t “conform” to the guidelines of Fannie Mae and Freddie Mac. Created by Congress in 1938 and 1970 respectively, Fannie Mae and Freddie Mac provide stability and affordability to the mortgage market by buying “conforming” mortgages from lenders, which gives lenders liquidity to make more mortgages.

Fannie Mae and Freddie Mac only buy mortgages meeting their guidelines for down payment, credit score, post-closing reserves, and loan amount.

In 2017, the conforming loan size limit for a one-unit home is $424,100 nationwide, but can go higher in certain high-priced markets. See the FHFA site here.

Loans greater than these limits are usually called jumbo mortgages, but can also be called non-conforming mortgages.

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What We Offer

Another name for a jumbo mortgage is a non-conforming mortgage. This is a loan a lender makes you that doesn’t…
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide…
Conventional loans are growing in popularity thanks to low rates and increasingly flexible guidelines.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage…
We Enjoy Working

Why People Choose Us

Commitment

We’ve been helping customers afford the home of their dreams for many years and we love what we do.

Trust

Our mission is to serve our customers with honesty, integrity and competence.

Savings

Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.

Experience

Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

MORTGAGES MADE SIMPLE

Our expertise is the difference

Jumbo Loans
Another name for a jumbo mortgage is a non-conforming mortgage. This is a loan a lender makes you that doesn’t…
Read more
VA Loans
VA helps Servicemembers, Veterans, and eligible surviving spouses become homeowners. As part of our mission to serve you, we provide…
Read more
Conventional Loans
Conventional loans are growing in popularity thanks to low rates and increasingly flexible guidelines.
Read more
FHA Loans
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage…
Read more

Questions? We'll Put You On A Right Path!

Contact Western Capital Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

(480) 415-7969